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How Online Cash Loans work

Your choice in online cash loans can do great things for getting you the money you need in a hurry, but if this is your first time using an online cash advance or getting any sort of advance you will quite normally have questions about the entire process and how it works. You don't have to worry about being left in the dark and railroaded through the process, however, your confidence and security in the knowledge of what you are doing is of paramount importance. The process from start to finish consists of four primary steps: filling out the electronic form, qualifying, approval and receipt of your cash advance for spending. Each step is explained in detail here.

Filling out the Form

When you are filling out the form for your advance you will want to select a lender that has the best combination of speed, quality, affordability, and incentives that works for you. There are many lenders to choose from in those lenders that make up our national network. The application form here will bring you quotes from many of them that you can compare and choose from. Once you have selected your lender, you will be able to enter their qualifying and approval process.


Qualifying for a short-term financial service is easy for most adults. The qualifications are not nearly as severe as those presented by other types of lenders such as banks or car loan companies. Generally speaking the qualifications for receiving a loan are that you be at least eighteen years of age, have no currently outstanding cash advance loans with another lender, have an active checking or savings account, be a U.S. Citizen and have a qualifying income from a single source.


Your credit will not be checked by the vast majority of Internet lenders. This makes it much easier for many people who need them to get the money they need and the approval process is quick and can be handled often in just a few hours or less. Once all of your information has been verified, you will be given the option of choosing how much you wish to borrow up to a certain maximum that is established based on a variety of factors including state and federal laws. You can choose your loan amount and the terms (length of repayment) and expect to receive your money shortly.


Depending on how you choose to receive your cash and which lender you choose, your loan will likely be made available to you by the next business day or possibly even the same day that you fill out an electronic form for the loan and are approved. You may then go out and spend the money as you see fit.